Are you looking for the best travel insurance for a Schengen visa in Dubai? Don’t worry, we have developed an online system that will help you pick out a policy that best meets your needs.
Traveling From Dubai to Europe? It’s Time to get your Travel Insurance for Schengen Visa in Dubai! A Schengen visa is a short-term visa which allows a person to stay and travel freely within the countries that signed the Schengen Agreement for a period between 90 and 300 days. Getting one is relatively easy; you will be asked to submit a list of documents and prove that you have sufficient funds to cover your expenses while in Europe.
Dubai is a global hub for tourists, especially when it comes to winter vacations. People of all nationalities visit Dubai each year to enjoy the beautiful sandy beaches and other attractions the city has to offer. If you’re new to UAE however, it may take you some time before you get used to their regulations and laws.
Touriago is a travel insurance company that offers coverage for Schengen Visa in Dubai. We can also provide you with insurance for your entire trip, covering all possible risks.
Schengen Visa is a visa that allows you to enter the Schengen Area without having to apply for multiple visas from member states. You are allowed to stay in the area for 90 days within any 180-day period.
Schengen Visa In Dubai
Touriago offers travel insurance for Schengen Visa in Dubai. The Schengen visa is valid for a period of 90 days within 180 days of issuance, but it can be extended if you wish to stay longer than 90 days after entering the area. The cost of extending your stay will depend on your country of origin. If you need help with extending your stay or getting health insurance while traveling through Europe, Touriago can help!
As a tourist, you are required to have travel insurance for Schengen visa in Dubai. Most of the countries require you to have a valid travel insurance before applying for this visa.
Touriago is a well-known travel insurance provider that offers the best travel insurance plans for tourists and travelers. We are highly recognized by our customers due to our excellent customer service and fast claim settlement process. Our travel insurance policy covers all your expenses related to medical treatment and emergency evacuation during your trip.
We provide two types of Schengen visa insurance:
- Single Trip Insurance: This policy covers all your expenses related to medical treatment and emergency evacuation during one trip within 1 year period from purchase date.
- Multi Trip Insurance: This policy covers all your expenses related to medical treatment and emergency evacuation during multiple trips within 2 years period from purchase date.
Medical travel insurance
Visa applicants are required to have medical travel insurance. It must cover any costs that may be incurred in connection with emergency medical aid, urgent hospital treatment or transport to the country of origin for medical reasons or in the event of death. The insurance has to cover the intended period of stay in the Schengen area according to article 15 and article 24, Schengen visa Code 810/2009.
The insurance is to cover costs totaling at least EUR 30 000 and be valid in all Schengen countries. The insurance has to cover the intended period of your stay in the Schengen area, according to article 15 and article 24, Schengen visa Code 810/2009. The mentioned requirements should clearly be stated in the insurance documents presented to the Embassy when submitting your application.
First of all you are obliged to arrange an insurance in Bangladesh. Under “Accepted providers”, there is a list of companies that offer insurance, approved by the local Schengen cooperation. Exemptions are although granted for some well-known insurance companies situated in the Schengen area, the Embassy retain the right to decide. You also have to show that the insurance is paid and valid.
When applying, you must be able to provide proof that you have medical travel insurance and your name should be mentioned in the insurance even if it is a group insurance. You should also take your insurance certificate with you during the trip since you may need to show it, e.g. at an entry checkpoint.
Failure to fulfill the mentioned requirements above will automatically result in dismissal.
Exemptions
Exempted from the medical insurance requirement are those who:
Travel with a diplomatic passport
Travel with an official passport with a Note Verbal
Apply for an airport transit visa
Are relatives of an EU citizen (other than Swedish), i.e. his/her
– husband or wife
– registered partner
– common law spouse
– children under 21 years of age
– older children who are financially dependent on their parents living in the Schengen area.
– parents who are financially dependent on their children living in the Schengen area.
Schengen Visa Insurance Requirements
Medical insurance for a Schengen visa must meet the following criteria:
- A minimum coverage of medical costs: at least 30,000 EUR (equivalent to 31,500 USD as of June 2022).
- It should cover all member states of the Schengen Area.
- Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death.
Travel insurance companies Europ Assistance and AXA provide the mandatory insurance certificate required when applying for a Schengen visa.
Even though travel health insurance is worth having for all travellers to Europe, not everyone is required to have it. A travel insurance policy is a mandatory requirement only for travellers who need to apply for a Schengen visa. This group of travellers is always required to have the needed coverage for the entire period of their stay in Europe, regardless if they go there for business, tourism, studying, holidays, or other reasons.
Foreign travellers visiting Europe who enjoys visa-free travel to the Schengen zone can get their preferred travel insurance policy if they want to and while it is highly recommended – they are not required to.
Travel insurance plans Schengen Plus from Europ Assistance and Europe Travel from AXA not only provide the mandatory insurance certificate needed for a Schengen visa but also offer extended coverage wherever you travel in the Schengen area or in the EU. The countries covered include the Schengen area, plus EU countries: Bulgaria, Romania, Croatia, Cyprus and Ireland.
Travel Insurance Is a Must When Applying for a Schengen Visa
Extract from “Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009”, which entered into force on April 5 of 2010:
“… Applicants for a uniform visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Member States.
The insurance shall be valid throughout the territory of the Schengen Area Member States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30,000” (…)
Who Must Purchase Travel Health Insurance for Europe?
Anyone travelling temporarily to Europe from a country that is subject to visa requirements, be it individual visitors or group visitors, tourists, or business travellers.
The Europe travel health insurance policy can easily be purchased online from Europ Assistance or AXA at a very low cost.
Who Provides Schengen Travel Insurance?
First and foremost, the health insurance policy that you might already possess through your employment contract might cover international medical emergency expenses, however, there are usually limitations to what is covered. Therefore, one shall be well aware of what to expect and what not to expect when having a medical issue in Schengen territory.
Usually, travellers purchase an individual Schengen travel insurance policy for the days planned to spend in Europe at the rightful insurance provider.
Make sure the company you choose is licensed and accepted in the Schengen country you are planning to travel to.
We recommend buying Schengen visa insurance from Europ Assistance or AXA. All these companies are accepted by European Embassies and Consulates worldwide. You can also cancel it free of charge if you present proof that your visa has been rejected.
How Much Does Schengen Insurance Cost?
Schengen travel insurance can be very affordable, with prices for a one-week insurance policy as low as €18 – €20. However, the cost of Schengen insurance ultimately depends on several factors – your age, how much coverage you want, the trip duration, as well as the specific insurance company.
- AXA Assistance
- Europ Assistance
Here are the insurance premiums from AXA Assistance.
| Duration of travel | AXA Low Cost (Schengen area only) | AXA Europe Travel (Extended protection, Schengen + EU countries) |
| up to 8 days | 20 EUR | 30 EUR |
| up to 16 days | 36 EUR | 55 EUR |
| up to 31 days | 56 EUR | 74 EUR |
| up to 45 days | 65 EUR | 103 EUR |
| up to 62 days | 73 EUR | 117 EUR |
| up to 90 days | 89 EUR | 152 EUR |
| up to 105 days | 110 EUR | 176 EUR |
| up to 180 days | 168 EUR | 271 EUR |
| up to 365 days | – | 298 EUR (AXA Schengen Multi Trip) |
Conclusion
It is indeed a very serious matter to travel abroad, especially if you are traveling under Schengen Visa, which requires the traveler to have a valid Travel Health Insurance. You need to see that you are covered for all the illness and health emergency for no extra cost in your Schengen Visa application. Besides this, insurers do not provide coverage for pre-existing conditions.